body, html {margin: 0; padding: 0px; border: 0; font-family: Arial, Helvetica, sans-serif; background-color: #ffffff; color: #5b5b5b;}
body.home {background-image: url(../images/bgr_home.gif); background-repeat: repeat-x;}
body.page {background-image: url(../images/bgr_page.gif); background-repeat: repeat-x;}
p {font-size: 12px; margin: 0 0 1em 0; padding: 0;}
a {text-decoration: none; color: #ba9537;}
a:hover {color: #ba9537; text-decoration: underline;}
td {font-style : normal; font-family : Arial, Helvetica, sans-serif; font-size : 9pt; vertical-align: top;}
b, strong {font-weight : bold;}
img {border: 0;}
.clear {clear: both;}
H1 {font-family: Arial, Helvetica, sans-serif; font-size : 18px; font-weight : normal; color: #91835f; margin:0 0 7px 0; padding:0; line-height: 18px;}
H2 {font-family: Arial, Helvetica, sans-serif; font-size : 16px; font-weight : bold; color: #91835f; margin:0 0 7px 0; padding:0; line-height: 16px;}
H3 {font-family: Arial, Helvetica, sans-serif; font-size : 14px; font-weight : bold; color: #91835f; margin:0 0 6px 0; padding:0; line-height: 14px;}
H4 {font-family: Arial, Helvetica, sans-serif; font-size : 12px; font-weight : bold; color: #91835f; margin:0 0 5px 0; padding:0; line-height: 13px;}
/* Header */
#header {background-image: url(../images/bgr_hd.gif); background-repeat: repeat-x;}
#topnav {background-image: url(../images/bgr_topnav.gif); background-repeat: repeat-x; height: 27px; margin:0; padding:0;}
/* Container */
#container {margin-left: auto; margin-right: auto; background-color: #ffffff; width: 780px; border-bottom: 1px solid #dedede; border-left: 1px solid #d3d9d9; border-right: 1px solid #d3d9d9;}
#mainFlash {}
/* Homepage */
#quickInfo {background-color: #000000; background-image: url(../images/bgr_black_texture.gif); background-repeat: repeat-x; height: 131px;}
#quickInfo table {margin: 20px 0 0 45px; width: 95%;}
#quickInfo table td {margin: 20px 0 0 0; color: #bababa; font-size : 8pt; line-height: 10pt;}
#quickInfo .underwriters {padding: 0 0 0 0;}
#quickInfo .underwriters ul {padding: 0; margin: 0; list-style: none;}
#quickInfo .underwriters ul li {padding: 0; margin: 0 0 3px 0;}
#quickInfo .office {padding: 0 0 0 25px; border-left: 1px solid #5e553e; width: 200px;}
#welcome {background-color: #e3e3e3; background-image: url(../images/bgr_welcome.jpg); background-repeat: repeat-x;}
#welcome td {font-size: 11px; line-height: 12px;}
#welcome .copy {margin: 10px 0 10px 45px; width: 350px; font-size: 11px; line-height: 12px; border-right: 0px solid #d3d9d9; padding: 8px 0 0 0;}
#welcome .photo {float: right;}
/* Page */
#pageContent {padding: 0px; margin: 0;}
#pageContent .copy {padding: 30px 40px 30px 40px; margin: 0;}
/* Right nav */
#rightPanel {width: 180px; float: right; padding: 0 0 0 20px; margin: 0 0 30px 35px; border-left: 1px solid #ddd4be;}
#rightPanel .content {padding: 0 10px 10px 15px;}
ul#subNav {margin: 0 0 20px 0; padding: 0; border-top: 1px solid #e8e2ce; border-bottom: 1px solid #ffffff;}
ul#subNav li {font-size: 11px; list-style: none; margin: 0 0 0 0px; padding: 3px 0px 3px 0; border-bottom: 1px solid #e8e2ce;}
ul#subNav li a {font-weight: bold; color: #b89437; line-height: 11px;}
ul#subNav li a:hover {color: #000000; text-decoration: none;}
/* Footer */
#footer {font-size: 11px; border-top: 1px solid #d3d9d9; font-weight: normal; line-height: 11px; color: #7e7fa0; background-color: #ffffff; margin: 0px 0px 0px 0px; padding: 8px 15px 8px 15px;}
#footer #copyright {color:#6f6d6d; float: left; font-size: 11px;}
#footer #bottomnav {float:right; color: #ba9537;}
#footer a {color:#ba9537; padding: 0 2px 0 2px; font-size: 11px;}
#footer a:hover {color:#ba9537; text-decoration: underline;}
/* Forms */
form {padding: 0px 0px 0px 0px; margin: 0px 0px 0px 0px;}
input, textarea {border: 1px solid #91835f; font-family: Arial, Helvetica, sans-serif; font-size: 11px;}
input.submit {border: 1px solid #91835f; padding: 0px 0px 0px 0px; margin: 5px 0px 0px 0px; background-color: #91835f; color: #ffffff; font-weight: bold;}
#contactForm {border: 1px solid #91835f; padding: 10px 10px 10px 0; width: 450px; background-color: #faf8f3; margin: auto; white-space: nowrap;}
#contactForm td {vertical-align: top; padding: 1px 0px 1px 15px;}